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Pricing

Simple, transparent pricing

Start free and upgrade as your rewards portfolio grows. No hidden fees.

Free

Perfect for getting started with rewards tracking

$0forever
Get Started Free
Most Popular

Pro

For the serious rewards optimizer who wants to maximize every dollar

$9.99/month

Billed monthly. Cancel anytime.

Start 14-Day Free Trial

Premium

Maximum rewards, zero effort. Everything you need and more.

$19.99/month

Billed monthly. Cancel anytime.

Start 14-Day Free Trial

Full Feature Comparison

FeatureFreeProPremium
Credit Cards
Credit cards tracked3UnlimitedUnlimited
Spending tracker
Spending deadline alerts
Card optimizer engine
Category bonus tracking
Annual fee tracker
Banking
Bank bonus tracking
Requirement checklist
Direct deposit tracker
Churning cooldown alerts
Airlines & Hotels
Airline miles balance
Hotel points balance
Award flight search
Hotel award search
Transfer partner optimizer
Sweet-spot finder
Dashboard & Analytics
Portfolio overview
Points valuation
Monthly reports
Advanced analytics
Export to CSV
Notifications
Email digestMonthlyWeeklyDaily
Push notifications
Expiration alerts
New bonus alerts
Price drop alerts
Support & Extras
Community access
Priority support
1-on-1 strategy sessionQuarterly
Family / household accountsUp to 4
API access
Early access features

Free

Credit Cards

Credit cards tracked3
Spending tracker
Annual fee tracker

Banking

Airlines & Hotels

Airline miles balance
Hotel points balance

Dashboard & Analytics

Portfolio overview

Notifications

Email digestMonthly

Support & Extras

Community access

Pro

Credit Cards

Credit cards trackedUnlimited
Spending tracker
Spending deadline alerts
Card optimizer engine
Category bonus tracking
Annual fee tracker

Banking

Bank bonus tracking
Requirement checklist
Direct deposit tracker

Airlines & Hotels

Airline miles balance
Hotel points balance
Award flight search
Sweet-spot finder

Dashboard & Analytics

Portfolio overview
Points valuation
Monthly reports
Export to CSV

Notifications

Email digestWeekly
Push notifications
Expiration alerts
New bonus alerts

Support & Extras

Community access
Priority support

Premium

Credit Cards

Credit cards trackedUnlimited
Spending tracker
Spending deadline alerts
Card optimizer engine
Category bonus tracking
Annual fee tracker

Banking

Bank bonus tracking
Requirement checklist
Direct deposit tracker
Churning cooldown alerts

Airlines & Hotels

Airline miles balance
Hotel points balance
Award flight search
Hotel award search
Transfer partner optimizer
Sweet-spot finder

Dashboard & Analytics

Portfolio overview
Points valuation
Monthly reports
Advanced analytics
Export to CSV

Notifications

Email digestDaily
Push notifications
Expiration alerts
New bonus alerts
Price drop alerts

Support & Extras

Community access
Priority support
1-on-1 strategy sessionQuarterly
Family / household accountsUp to 4
API access
Early access features

Frequently Asked Questions

Can I really use OptiRewards for free?

Yes. The free plan lets you track up to 3 credit cards and view your airline/hotel balances at no cost, forever. No credit card required to sign up.

What happens after my 14-day trial?

If you don't upgrade, you'll be moved to the Free plan automatically. No charge. You can upgrade anytime to unlock Pro or Premium features.

Can I cancel my subscription?

Absolutely. Cancel anytime from your account settings. You'll keep access until the end of your billing period.

Is my financial data secure?

We use bank-level encryption (AES-256) and never store your login credentials. Your data is encrypted at rest and in transit.

Do you sell my data?

Never. We don't sell, share, or monetize your personal data. Your privacy is fundamental to our business.

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